COVID-19 Business Assistance Resources

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The Chester County Economic Development Council (CCEDC) will continue to update this page with new developments during the COVID-19 crisis.

You can also sign up to receive updates via our newsletter by filling out this FORM.

    Links to other Resources:

Latest Updates

May 4, 2020

Chester County Main Street Preservation Grant Program

Chester County’s Commissioners have created a competitive grant program to provide funding for small businesses and agricultural enterprises in the county that were unable to take advantage of any federal and commonwealth existing COVID-19 response programs. Grants of up to $25,000 will be available to eligible businesses through the Chester County Main Street Preservation program. The County has set aside $5 million for the program.

The application and award process for the competitive grant program will be administered by the Chester County Economic Development Council (CCEDC) with support from County government departments. All eligible small businesses and agricultural enterprises are invited to submit a grant application on Monday, May 11 between the hours of 5:00 a.m. and 9:00 p.m. Applications must be submitted during this time frame to be considered.

To assist in the application process, CCEDC is hosting a live webinar on Thursday, May 7, at 10:00 a.m., for all business owners who are eligible for a grant. Full details regarding the application process and eligibility requirements for the Main Street Preservation Grant Program will be discussed during the webinar. Check back soon for webinar registration details.

Visit the Chester County Main Street Preservation page for details and application.

April 29, 2020 

CCEDC Compiles List of PPE Resources

To help secure critical PPE for businesses who are having trouble sourcing items or are looking to reopening in the future, CCEDC worked with our network to develop a working list of vendors.

We cannot guarantee each supplier’s capacity to take orders or speed of delivery and are merely sharing this information for those who may have the need.

VIEW LIST 

April 24, 2020
Additional Funding for Paycheck Protection Program – Submit your application ASAP
On Tuesday, the Senate approved an additional coronavirus relief package, which provides $310 billion more in funding for the Paycheck Protection Program (PPP). The bill is expected to be signed into law later this week.
This time, smaller businesses may have a better chance at receiving funds. The new bill provides $30 billion specifically for community lenders, small banks and credit unions. An additional $30 billion will be allocated for medium-sized banks and credit unions.
The program ran out of the initial $349 billion the federal government earmarked for it in just 13 days and this round of funding is expected to last no more than one week so we encourage you to start talking to your bank now about your application.
April 16, 2020

Wolf Administration Announces Loan Deferrals for Businesses Impacted by COVID-19

The Department of Community and Economic Development (DCED) Secretary Dennis Davin announced the forbearance of loans administered by DCED.
“This pandemic has presented new and unforeseen challenges to Pennsylvania’s businesses, and the Wolf Administration has been committed to supporting our business community to the fullest extent every step of the way,” said Sec. Davin. “This extended deferral will help ease the burden on small businesses and enable them to focus and prioritize their efforts as we work to mitigate the spread of COVID-19 in the commonwealth.”
Next week, Governor Tom Wolf and Sec. Davin will request loan deferrals for all borrowers with the Ben Franklin Technology Development Authority, the Commonwealth Financing Authority

(excluding PENNWORKS program loans), the Pennsylvania Industrial Development Authority, and the Pennsylvania Minority Business Development Authority. 

In March, DCED took the emergency executive step of halting April payments, late fees, and accruing interest for these loans. This additional forbearance will apply to May and June payments to include no accrual of interest or fees. Automatic payments will be halted and borrowers paying by check will not be required to submit payment until the scheduled July payment. As a result of the forbearance, the maturity of the loans will be extended for three months.
Resources and information for businesses is regularly posted to http://dced.pa.gov/resources . The U.S. Small Business Administration, in addition to local funding partners, may also be a source of assistance for affected businesses.
Businesses seeking further guidance and clarification from DCED can contact its customer service resource account at  ra-dcedcs@pa.gov . For the most up-to-date information on COVID-19, Pennsylvanians should follow governor.pa.gov  and  doh.pa.gov.
April 16, 2020

Chester County to Hold Mental Health Telephone Community Briefing

Chester County Commissioners Marian Moskowitz, Josh Maxwell and Michelle Kichline will hold a telephone community briefing on mental health, wellness, and support for basic needs during COVID-19.
The Commissioners will be joined by leaders from the Chester County Department of Human Services. The briefing will offer guidance for individuals who are experiencing mental health and wellness challenges; for those who are concerned about loved ones of all ages who are experiencing emotional challenges; and for those who are seeking support to meet basic needs during the COVID-19 pandemic.
Register at:
April 15, 2020

Waiver Announced, Tax Return Deadlines Extended

Governor Wolf has announced that, over the next three months, businesses that collect Pennsylvania sales tax will not have to make Accelerated Sales Tax prepayments. In addition to this waiver, the state’s Department of Revenue had also already extended the deadline to file state personal income tax returns by 90 days, extended the deadline to file informational returns related to PA S corporations, partnerships, and estates and trusts and extended the due date for corporations with tax returns due in May.
To learn more, you may view the Office of the Governor’s press release, the Department of Revenue’s page on Accelerated Sales Tax Prepayments or the website for the Office of the Governor.
April 14, 2020

Senator Casey to Hold Town Hall for Southeast PA

Senator Casey is hosting a series of tele-town halls across Pennsylvania to connect with constituents regarding the coronavirus (COVID-19) pandemic and discuss what is being done in Congress to mitigate its public health and economic effects. The events will take place over the phone.
The second tele-town hall will reach out to Southeastern PA counties on Tuesday, April 14, at 6:00 PM ET.
Pennsylvanians can sign up to join the town halls using the form below. After signing up, you will receive a phone call at the number you provide just before the town hall begins.
April 14, 2020

MidAtlantic Employers’ Association to hold Coronavirus Town Hall for Employers

In this Town Hall, we will provide information about the virus, proactive steps employers can take and answers to your FAQs.  Three dates are available.

Apr 17, 2020 11:00 AM

Apr 24, 2020 11:00 AM

May 1, 2020 11:00 AM

Save Your Spot

April 13, 2020

A Comprehensive List of Resources to Address Community Needs during the Coronavirus (COVID-19) Outbreak in Chester County

In an effort to connect Chester County residents with the wealth of community resources available, the Chester County Department of Human Services created a COVID-19 Community Resource Guide to aid in connecting residents with available resources.

VIEW RESOURCE GUIDE

April 8, 2020

Chester County COVID-19 Business Impact Survey – Part 2 COVID-19 Business Needs Survey

This survey is a follow-up to the initial Chester County COVID-19 Business Impact from March, produced in partnership by the County of Chester, the Chester County Economic Development Council, the Chester County Chamber of Businesses & Industry, and our local chambers of commerce.

You did not need to take the previous survey in order to participate in Part 2. Your answers will help us as we continue to work to meet the needs of our business community.

TAKE SURVEY

April 3, 2020

Paycheck Protection Program (PPP) Updates

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Changes were made to forms and program details on the #PaycheckProtectionProgram (PPP) overnight. All current forms and the new “PPP Final Rule” can be found HERE.

April 2, 2020

Wolf Administration: Business Exemption Submission Period Ends Friday, April 3

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Today, Department of Community and Economic Development (DCED) Secretary Dennis Davin announced that the exemption application process for businesses created in response to Governor Tom Wolf and Department of Health Secretary Dr. Rachel Levine’s orders to mitigate the spread of the novel coronavirus, COVID-19, will close on Friday, April 3, 2020 at 5:00 PM.
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“With just a few days remaining to apply for an exemption, we encourage businesses who think they may be applicable to look at our Life-Sustaining Business FAQ and file before the end of the day Friday,” said Sec. Davin. “We appreciate the cooperation of businesses making sure they are operating appropriately during this time. As the business exemption period ends this week, our staff continues to work tirelessly to organize and assess the data associated with submissions.”
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Per the governor’s and Dr. Levine’s orders, businesses that are non-life sustaining were ordered to close their physical locations on March 19. Businesses that determine from DCED’s business guidance that they are non-life sustaining but may provide a life-sustaining service have been able to seek an exemption, which is available online.
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At the end of the day March 31, 2020, DCED received 32,474 requests for exemptions from Pennsylvania’s businesses, and DCED staff are working to process them as quickly as possible. DCED asks that businesses do not apply for a waiver more than once or because they have not received a response from a prior submission.
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A team of professionals at DCED will review each request and respond based on the guiding principle of balancing public safety while ensuring the continued delivery of critical infrastructure services and functions. Those requesting an exemption will be notified via email if their operations may re-open. Businesses applying for an exemption must remain closed until a decision is made about their application.
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In addition to the Frequently Asked Questions, DCED offers guidance for other business types about operations that are authorized to continue.
Helpful resources available include:
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Businesses seeking further guidance and clarification from DCED can also contact its customer service resource account at ra-dcedcs@pa.gov.
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To help businesses impacted by the COVID-19 public health crisis, funding information and resources are available on DCED’s Funding and Programs page.
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For the most up-to-date information on COVID-19, Pennsylvanians should visit:https://www.pa.gov/guides/responding-to-covid-19/.
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April 2, 2020

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Here’s THE LIST of documents you’ll need while applying for the Paycheck Protection Program

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Although CCEDC’s affiliate organization, Seedcopa, is not a direct lender of the Paycheck Protection Program (PPP), we want to be sure businesses in our area are up to date and ready with information to apply for loan programs.
While your bank or credit union may not request every one of these documents from you, based on their requirements, it will definitely help if you are ready for anything they may request.
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Here’s THE LIST of important items – especially for PPP:
  • 2019 IRS Quarterly 940, 941 or 944 payroll tax reports
  • Monthly Payroll Reports for 2019
  • Payroll report must show the following for the time period above:
  • Gross wages for each employee (including the officer(s) if paid W-2 wages)
  • Paid time off for each employee
  • Vacation pay for each employee
  • Family medical leave pay for each employee
  • And state and local taxes assessed on the employee’s compensation for each employee
  • 1099s for 2019 for independent contractors that would otherwise be an employee of your business. (Do NOT include 1099s for services)
  • Documentation showing total of all health insurance premiums paid by the Company Owner under a group health plan. (Include all employees and the company owners)
  • Document the sum of all retirement plan funding that was paid by the Company Owner. (Do not include funding that came from the employees out of their paycheck deferrals.) Include all employees, including company owners, 401K plans, Simple IRA, SEP IRAs
  • Business entity documentation (e.g. Operating Agreement, Certificate of Organization, Bylaws, Articles of Incorporation)
  • 2017, 2018 and 2019 Business Tax Returns if applicable and 2019 internal financial statements if 2019 tax return is not filed
  • 2020 interim financial statements (balance sheet, income statement, accounts receivable aging and accounts payable aging)
  • Debt schedule for operating business
  • List of owners of the business if not included in tax return
  • Copy of Driver’s License for signers of business. (This is likely for 20%+ owners)

Important Dates

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Starting April 3, 2020, small businesses and sole proprietorships can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders.
Starting April 10, 2020, independent contractors and self-employed individuals can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders.
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Where to Find the Forms

Now program details and application forms are available to get you rolling. You can access them directly from the Treasury Department here.  Further information can be found on the SBA website.
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This program is administered directly through an SBA Certified Lender or Federally Insured Financial Institution approved by the SBA. For a list of SBA-backed lenders in your area, please see page 29 of the SBA Resource Guide found here.
April 1, 2020

SMALL BUSINESS PAYCHECK PROTECTION PROGRAM

The Paycheck Protection Program provides small businesses with funds to pay up to 8 weeks of payroll costs including benefits. Funds can also be used to pay interest on mortgages, rent, and utilities.

Please click on the documents below to learn more:

Paycheck Protection Plan – Overview

Borrower Information Fact Sheet

Lender Information Fact Sheet

Borrower Paycheck Protection Program Application (v1)

March 31, 2020

Chester County Commissioners to hold third Telephone Town Hall

For all Chester County businesses and non-profits impacted by the coronavirus (COVID-19) pandemic.
Please join the Chester County Commissioners and leaders from the Chester County Chamber of Business & Industry (CCCBI), Chester County Economic Development Council (CCEDC), the Small Business Administration (SBA), and our elected officials and staff, for a Telephone Town Hall on Thursday, April 2, 2020.  This session focuses on the new CARES Act as well as other programs available – from loans to grants to unemployment compensation.
This Telephone Town Hall will be divided into TWO SEPARATE EVENTS – one for FOR-PROFIT BUSINESSES at 11:00 a.m. and one for NON-PROFIT ORGANIZATIONS at 2:00 p.m.
PLEASE REGISTER BY 9:00 A.M. ON THURSDAY, APRIL 2, 2020
Prior to the Telephone Town Hall, please review
all business information relating to COVID-19 at
Chester County – www.chesco.org
Chester County Chamber of Business & Industry – www.cccbi.org
Chester County Economic Development Council – www.ccedcpa.com
Small Business Administration – www.sba.gov
or for more information email business@chesco.org
If you have any questions or issues with registration or the teleconference, please contact: business@chesco.org.
March 29, 2020

The Chester County Chamber of Business and Industry (CCCBI) has shared a Small Business Guide to the Cares Act – https://www.cccbi.org/cares-act/

FROM THE US CHAMBER OF COMMERCE:

  • Small Business Guide and ChecklistCLICK HERE
  • The Small Business Owner’s Guide to the CARES Act –   CLICK HERE
  • A summary provide by the US Chamber of the federal CARES act.  CLICK HERE
    The U.S. Chamber of Commerce will revise this document as it continues to review the bill. This summary is as of 2:00 PM Friday, March 27.
March 27, 2020

US Representative Chrissy Houlihan shares The Small Business Owner’s Guide to the CARES Act

DOWNLOAD – The Small Business Owner’s Guide to the CARES Act

March 26, 2020

The Chester County Commissioners are holding the second in a series of Telephone Town Halls for all Chester County business owners and managers impacted by the coronavirus (COVID-19) pandemic. This session focuses on preparation for navigating and applying for the federal and state programs created to help businesses survive the COVID-19 crisis.

Register at https://event.conferencegroup.com?eventIdentifier=6777469F-8784-4414-BD7E-D6584DBD3801

Friday, March 27 at 11:00 am

March 25, 2020

COVID-19 WORKING CAPITAL ACCESS PROGRAM (CWCA)

We are happy to announce that program guidelines for CWCA, a program supplying working capital to businesses negatively impacted by the COVID-19 pandemic, were approved by the PIDA (PA Industrial Development Authority) Board on March 23, 2020.

As of 3:00pm on March 25, 2020 – CCEDC is accepting Covid-19 Working Capital Access (CWCA) program applications.  Please note that complete applications will be reviewed in the order in which they are received.

LEARN MORE

March 23, 2020

PA CareerLink® Chester County – Services During COVID-19 Pandemic

VISIT WDB Website

To mitigate the spread of the Coronavirus (COVID-19), the PA CareerLink® Chester County and the United Way Financial Stability Center (UWFSC) is CLOSED until March 30, 2020.

The PA CareerLink® Chester County and its partners have updatedwww.pacareerlinkchesco.org with information related to the COVID-19 pandemic, including:

  • Resources for job seekers and employers
  • Information on how to file an initial unemployment claim
  • Unemployment Compensation (UC) Frequently Asked Questions
  • New job postings
  • COVID-19 hotline number

They also created a guide, Menu of Services During COVID-19, to ensure that residents can continue to access necessary PA CareerLink® Chester County and UWFSC resources.

Any additional changes to office status will be published at www.pacareerlinkchesco.org, on voice mail messaging service at 610-280-1010, and on PA CareerLink® Chester County social media sites.

MENU of resources for COVID-19


March 23, 2020

COVID-19 HELP FOR OUR LOCAL HOSPITALS

Dear Friends, Members & Neighbors,

Our hospitals need help in getting supplies. We ask you to step up to help the helpers—the people on the front line caring for those in need and risking their lives.

Here is a list of supplies needed by each hospital and who to contact or where to take them.

If you have these supplies, can get these supplies, or know a company or factory that can make these supplies, we need your help.

Please, please, use ONLY the Contacts Below. Please do not contact the hospitals directly. Thank you in advance.

CHESTER COUNTY HOSPITAL: 

For Large/Bulk Donations for Chester County Hospital or if you have Questions, contact: 

Tom Gavin, Thomas.Gavin@uphs.upenn.edu, m: 484-883-4160

Chester County Hospital Donation Items List: Please click the link for their wish list and how to donate the items.

TOWER HEALTH HOSPITALS:

(Phoenixville, Jennersville & Brandywine)

  • Masks: looped procedure masks, surgical masks, and N95 masks
  • Gowns: surgical and Isolation gowns
  • Eye ware: protective googles and face shields
  • Disinfectant wipes & sanitizers
  • Surgical gloves

Brandywine Hospital: 201 Reeceville Road, Coatesville, PA 19320

Steven Abrahamsen – 610-383-8044

Phoenixville Hospital: 140 Nutt Road, Phoenixville, PA 19460

David Mathews – 610-983-1946

Jennersville Hospital: 1015 West Baltimore Pike, West Grove, PA 19390

Brandon Hill – 610-869-1000

For Large Donations or Logistical Questions for the Tower Heath Hospitals, please contact: 

David Grube, David.Grube@towerhealth.org, O 484-628-8656,  M 610-718-6939


March 23, 2020

SBA Emergency Loan Webinar:  Process for applying and FAQs

Wednesday, March 25
10:30am,FULL
1:00pm FULL
3:30pm – REGISTER
Registration Deadline – 3/25/20 at 8:00am
Do you have questions about the SBA Emergency loan for small business owners?
The PA Small Business Development Center is hosting a no-cost webinar is designed to provide our small business clients with answers to help you understand:
  • Who is eligible for an SBA Emergency loan?
  • What you need to have in hand before filing your application?
  • Understand realistic timelines for approval/closing on your loan
  • Helpful guides to help you estimate your economic loss to SBA

March 21, 2020

Due to the high volume of waiver requests, the Wolf Administration is delaying enforcement of Governor Tom Wolf’s order and the Secretary of Health’s order that all non-life-sustaining businesses in Pennsylvania must close their physical locations to slow the spread of COVID-19.

Per Governor Wolf’s and Dr. Levine’s orders, businesses that were non-life sustaining were ordered to close their physical locations on March 19, at 8:00 PM. This order stands, only the enforcement timing will change and become effective on Monday, March 23, at 8:00 AM.

Those businesses requesting clarification on whether they are defined as life-sustaining should check this list, email the Department of Community and Economic Development (DCED) customer service resource account at ra-dcedcs@pa.gov, or call 1-877-PA-HEALTH and select option 1 to reach DCED staff. For businesses that determine from the list that they are non-life sustaining, but would like to seek a waiver, there is an online waiver application.

When a business completes a waiver form, a team of professionals at DCED will review each request and respond based on the guiding principle of balancing public safety while ensuring the continued delivery of critical infrastructure services and functions. Those requesting a waiver will be notified via email if their operations may re-open. Businesses applying for a waiver must remain closed until a decision is made about their application.


March 20, 2020

Pennsylvania Department of Community and Economic Development COVID-19 Business Resources

Businesses have a vast network of services that they can contact to discuss the impact of the Coronavirus on their daily operations and the future of their business. Staff at the Pennsylvania Department of Community and Economic Development (DCED), as well as local partner networks, are available to help businesses through this challenging time.

Business Resources: https://dced.pa.gov/resources/

Businesses seeking waivers and exemptions to the closure order can use the Business Exemption Form for assistance.


March 20, 2020

Governor Wolf Orders Non-Life-Sustaining Businesses to Close Physical Locations

Governor Tom Wolf ordered all non-life-sustaining businesses in Pennsylvania to close their physical locations as of 8 p.m. March 19, 2020 to slow the spread of COVID-19. Enforcement actions against businesses that do not close physical locations will begin at 12:01 a.m. Saturday, March 21.
The governor also required restaurants and bars to stop all dine-in services. Enforcement for establishments with a liquor license began at 8 p.m. March 18, and enforcement for all other food establishments will begin at 8 p.m. March 19. Food establishments can offer carry-out, delivery, and drive-through food and beverage service, including alcohol.
More information about the order can be found here.
A list of life-sustaining businesses can be found here.
See the Secretary of Health’s order here.
In extenuating circumstances, special exemptions will be granted to businesses that are supplying or servicing health care providers.
NOT SURE ABOUT YOUR BUSINESS?
If you would like to seek clarification or request a waiver, please contact:
INDUSTRY-SPECIFIC GUIDANCE
The Wolf Administration has released the following industry-specific COVID-19 mitigation guidance:
For the most up-to-date information on COVID-19, Pennsylvanians should visit: https://www.pa.gov/guides/responding-to-covid-19/.

March 19, 2020

Pennsylvania & Delaware Businesses Now Eligible to Apply for SBA’s Economic Injury Disaster Loans

For businesses attempting to apply for the SBA’s Economic Injury Disaster Loans:

Pennsylvania and Delaware have now been declared eligible disaster areas. Businesses in PA and DE can now begin the application process.

We’re receiving reports that only certain PA counties are being listed so far, however, it’s our understanding that PA & DE are eligible. The following link continues to be the most efficient way to begin the application process:

https://www.sba.gov/funding-programs/disaster-assistance

Please note that Certified Development Companies like Seedcopa are not authorized to administer these loans. Should this change, Seedcopa will be sure to update you.

Benefits of the loan program continue to change, even as the White House and Congress continue to review options for small businesses. As of today, we do know that collateral will be required on larger loans and the program historically has a 5-month payment deferment available. We’ll continue to keep you updated.

The team at Seedcopa + SeedcoDE is serving you remotely. For up-to-the-minute developments, please visit our COVID-19 Small Business Toolkit and follow us on social media.


March 18, 2020
Please see the list of links for the latest from Chester County Government below.
March 17, 2020

SBA to Provide Small Businesses Impacted by Coronavirus Up to $2 Million in Disaster Assistance

For businesses attempting to apply for the SBA’s Economic Injury Disaster Loans, please be aware that the system is experiencing an influx of requests that can slow the application process. The following link continues to be the most efficient way to begin the application process, and Seedcopa + SeedcoDE is recommending it to borrowers:

https://www.sba.gov/funding-programs/disaster-assistance

As of this writing, Pennsylvania and Delaware have not been declared to be eligible disaster areas yet, but applications are in process.

Certified Development Companies like Seedcopa are not authorized to administer these loans. Should this change, Seedcopa will be sure to update you.


March 17, 2020

Business Impact Assessment – COVID-19

The Chester County Economic Development Council, the Chester County government, and the Chester County Chamber of Business & Industry are conducting this survey to assess the impacts of Coronavirus (COVID-19) on local business.Your input will help us identify common challenges, improve our comprehensive response strategy, and deploy resources to address critical business needs.

Thank you in advance for your input. With your help, we are committed to doing our part to protect the public health and preserve and strengthen the economic health of our region.


March 17, 2020

Chester County Telephone Town Hall

On Tuesday, March 17, the Chester County Commissioners hosted a Telephone Town Hall to provide updated guidance on “essential services” and, more importantly, provide information about assistance programs that are available to help businesses navigate through these unprecedented times.

Missed the Telephone Town Hall?  Listen to it HERE.

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