November 29, 2012
A former small business owner, Marcia became a commercial lender for a traditional bank 25 years ago. She spent the 22 years as a dedicated SBA 7(a) professional with the last 13 years as an SBA 7(a) program manager for a large regional bank. She joined Seedcopa two years ago to manage the credit and operations functions at the CDC. In addition to her degree in Finance, English and Spanish from Albright College, Marcia has gained considerable credit training and commercial lending training through numerous courses and training offered by a previous employer. Marcia continues her professional SBA training through industry seminars, SBA conferences, and SBA District Office training events. In her current role at Seedcopa as credit and operations manager, she is responsible for oversight of all credit and operations functions for the CDC. Much of her initial time at the CDC was spent enhancing the processes and procedures for the organization.
November 8, 2012
Melissa LaRosa works with the Small Business Administration (SBA) and various financial institutions, borrowers, and attorneys to prepare and submit accurate loan packages. Her primary responsibilities include loan underwriting and credit analysis, application processing, and closing procedures.
She has been with CCEDC/Seedcopa for 2 years bringing her skills in organization, process improvement, and customer service. Melissa has a Bachelor of Science degree from Albright College in Accounting, Economics, and Finance. She worked with the school’s finance committee, created and managed annual budgets and accounting systems. On the judicial committee, she enforced rules and regulations, and participated in internal disciplinary proceedings when necessary. Some of the organizations where she has volunteered her time are: Relay for Life, an American Cancer Society fundraising event; Women Against Abuse, fundraising for speaking out against domestic violence; Habitat for Humanity, bringing people together to build homes; Susan G. Komen Race for the Cure against breast cancer; and the Special Olympics, sports for children and adults with disabilities. Current fundraisers are: S. June Smith Center, helping children (birth to five) with developmental needs; Graduate School Scholarship Funds, helping graduate students finish their education; Girls on the Run, positive youth development program for girls in 3rd-8th grades; SPCA, the care and rescue of animals; and she continues with the Special Olympics.
November 2, 2012
Chris is the Senior Portfolio Manager and Compliance Manager for CCEDC and Seedcopa’s conventional and government guaranteed loan products. He possesses over twenty-five years of commercial lending and operations experience in commercial bank, SBA, Commonwealth of Pennsylvania, CMBS, HUD and FNMA Commercial loan production and servicing.
Chris joined CCEDC in 2010 as its loan portfolio manager, servicing over 275 loans with outstanding balances in excess of $170 million. He utilizes his problem solving skills along with his unique knowledge of financial analytics and loan products to assist businesses restructuring and growing as a means to support economic and job growth.
Chris possesses a dual Bachelor of Science Degree from Delaware Valley College with majors in both accounting and finance. He continues to develop his skills through continued professional education and as a volunteer member of multiple industry group committees.
A resident of Chester County, PA he is heavily involved with several religious, charitable, and youth sports organizations which are focused on outreach to troubled and “at-risk” youth. In his off-time, he enjoys spending time with his wife and two sons in the outdoors.
Nancy Jones’ duties involve overseeing, managing, coordinating tasks, and maintaining records for Seedcopa’s business loans and insurance & settlement issues. Nancy is the go-to person for loan questions and information requests from clients.
Nancy has been with CCEDC/Seedcopa since June 2012 and brings over 30 years of banking experience with retail, mortgages, and commercial businesses for two financial institutions. She worked specifically for commercial lenders and then with the Small Business Administration (SBA).
Elaine Jasper’s responsibilities include organization, management and submission of federal, state and local grants, using online electronic systems to submit directly to agency networks. She maintains official, fully-executed contracts which are critical for the successful audit and closeout of grant submissions. Collecting information in preparation of the Briefing to Legislators keeps legislators up to date on CCEDC’s programs and projects.
Elaine has been with CCEDC for 8 years. She has over 27 years experience with a global pharmaceutical company in statistics and clinical operations where she developed her ability to work efficiently with detail, as well as assisted the President, R&D with technical presentations and correspondence. Business travel within the United States and Europe broadened her experience. Employment with a major Philadelphia CPA firm, working with the Partner-in-Charge of Management Consulting Services, complemented her background. Her technical abilities are in Microsoft Office (WORD, Excel, and PowerPoint), Adobe Acrobat Pro, PDF Converter Professional and Salesforce.com Inc., a global cloud customer relationship management (CRM) product. Elaine attended a Philadelphia business school, and continuing education computer classes in Chester County. Elaine volunteers her time at the annual premier event of CCEDC’s Girl’s Exploring Tomorrow’s Technology (GETT), hosted by ITAG, the Innovative Technology Action Group demonstrating technical careers by female mentors. She also volunteers her time at an annual St. Patrick’s Day Party held at Camilla Hall, Malvern, a convent home and healthcare center.
Kathy McAfee is the Loan Servicing and Documentation Specialist for South Eastern Economic Development Company of PA, the lending division of Chester County Economic Development Council.
Kathy began working for CCEDC in June 2006 as Loan Closing and Servicing Specialist. She is now responsible for preparing the loan documentation for loan closings, as well as routine servicing of the loan portfolio.
Prior to joining the staff at CCEDC, Kathy was employed in the banking industry, first in the operations division, and then the loan originations focusing on loan documentation.
Jim Hammond works with the Chief Financial Officer of CCEDC in overseeing the financial operations of the above six organizations. His responsibilities (an accounting internal service to all of the above organizations) include: cash management, monthly closes, client billing, understanding grant contracts, vendor management and payroll & benefits administration.
Jim has been with CCEDC since 2006 and brings with him accounting experience working with the Chief Financial Officer and Vice President of Finance of a New Jersey insurance company, assisting with various audits, customer service, accounts receivable and accounts payable. Jim is proficient in Microsoft Excel and Word. He possesses good analytical and problem-solving skills and is knowledgeable of Sage Accounting, a world-recognized provider of accounting software. Jim has a Bachelor of Science degree in Accounting from Albright College. He volunteers his time helping to raise awareness of Alzheimer’s disease via the Alzheimer’s Association and participates in the Walk to End Alzheimer’s each year, raising money to advance research in prevention, treatment and a cure for the disease.
As Brownfields and Grants Consultant, she manages environmental grants and construction grants for the clients of CCEDC and CCIDA. Most specifically, Kate brings to the table her knowledge and experience of navigating the intricacies of the Commonwealth’s Redevelopment Assistance Capital Program (RACP) grants, Industrial Site Reuse (ISR) grants, and Growing Greener grants as well as US Environmental Protection Agency (USEPA) grants and a US Department of Transportation (US DOT) grant. She works with developers assisting them with the ongoing paperwork required throughout the lifetime of grants until the successful closeout audits. She is a quick resource for answers during the lifetime of grants (application stage, management stage and the audit stage).
Kate assists CCEDC and CCIDA’s clients by helping them understand different types of Federal and State grants and how the grant programs are applicable to their projects, by fulfilling the grant’s individual paperwork requirements or by instructing clients how to complete the paperwork requirements themselves and by providing liaison support linking clients with State or Federal employees.